Overview of Quote Response

Sample Quote Response from a /GET request of the quote_identifier

{
    "client": {
        "name": "Example Co",
        "dba": null,
        "domains": [
            "at-bay.com"
        ],
        "industry": "72",
        "revenue": 2000000,
        "company_id": "811245",
        "broker_email": "[email protected]",
        "secondary_broker_email": null,
        "address": {
            "street": "123 Castro Street",
            "street2": null,
            "city": "Mountain View",
            "state": "California",
            "zip": "32542"
        }
    },
    "quote_identifier": "120327ce-d18c-4268-8aec-b497a23e11d1",
    "policy_number": null,
    "paper_provider_name": "At-Bay Specialty Insurance Company",
    "premium": 700,
    "company_id": "836245",
    "insurance_product": "CYB",
    "quote_status": "quote_open",
    "aggregate_limit": 1000000,
    "per_claim_limit": 1000000,
    "coverages": [
        {
            "coverage_name": "Coverage A",
            "limit": 1000000,
            "parameter": null,
            "parameter_name": null,
            "retention": 2500
        },
        {
            "coverage_name": "Coverage B",
            "limit": 1000000,
            "parameter": null,
            "parameter_name": null,
            "retention": 2500
        },

        {
            "coverage_name": "Sublimit Coverage Name A",
            "limit": 250000,
            "parameter": null,
            "parameter_name": null,
            "retention": null
        },
        {
            "coverage_name": "Sublimit Coverage Name B",
            "limit": 1000000,
            "parameter": null,
            "parameter_name": null,
            "retention": null
        },
        {
            "coverage_name": "Endorsement Coverage A",
            "limit": null,
            "parameter": null,
            "parameter_name": null,
            "retention": null
        },
        {
            "coverage_name": "Endorsement Coverage B",
            "limit": null,
            "parameter": null,
            "parameter_name": null,
            "retention": null
        }
    ],
    "dates": {
        "effective": "2026-03-15",
        "expiration": "2027-03-15"
    },
    "quote_expiration_date": "2026-03-28",
    "contingencies": [
        {
            "contingency_id": 3300236,
            "text": "A signed and dated version of the submitted cyber application. Application to be signed and dated by a member of the control group no more than 45 days before a bind is requested.",
            "type": "post_bind",
            "status": "open"
        }
    ],
    "error_occurred": false,
    "source": "API",
    "red_flags_exist": false,
    "documents": [],
    "fees": [
        {
            "title": "Embedded Security",
            "price": 100.0
        }
    ],
    "aggregate_retention": 2500,
    "renewal_type": null
}

📘
At-Bay Embedded Security
At-Bay includes an Embedded Security fee on both primary and excess surplus Cyber and Tech E&O policies. Embedded Security is an additional fee in addition to the policy premium and will provide insureds with access to the At-Bay Stance platform
Where will the Embedded Security fee appear?

Embedded Security is returned as a new object in the GET/quote response called “fees”, which includes the fields “price” and “title”.
"fees": [
  {
    "price":50,
    "title":"Embedded Security"
  }
]
Embedded Security will also appear on the quote, binder, policy declarations, an additional Embedded Security endorsement, and the billing statement.

Note that the Embedded Security fee is separate from policy premium and may be treated differently based on state regulations. Please check with your insurance or surplus lines compliance team.