`POST` Quote Response

After a successful request, the API response will include a set of quotes to be polled.

200 Response Body

A successful POST request to /quotes may result in this response.

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Aggregate Retention

The aggregate retention field may be different from the retention you requested.
If your requested retention can't be returned, it will return the lowest possible value instead.
Retentions can be higher depending on the class or question answers.

Example response

{
    "company_id": "<COMPANY_ID>",
    "quotes": [
        {
            "aggregate_limit": 1000000, // to be deprecated
            "aggregate_retention": 2500, // to be deprecated
            "per_claim_limit": 1000000, // to be deprecated
            "quote_identifier": "<QUOTE_ID_STRING>",
            "requested_aggregate_limit": 1000000,
            "requested_aggregate_retention": 2500,
            "requested_per_claim_limit": 2500
        },
        {
            "aggregate_limit": 2000000,
            "aggregate_retention": 5000,
            "per_claim_limit": 2000000,
            "quote_identifier": "<QUOTE_ID_STRING>",
            "requested_aggregate_limit": 2000000,
            "requested_aggregate_retention": 2500,
            "requested_per_claim_limit": 2000000
        },
        {
            "aggregate_limit": 3000000,
            "aggregate_retention": 5000,
            "per_claim_limit": 3000000,
            "quote_identifier": "<QUOTE_ID_STRING>",
            "requested_aggregate_limit": 3000000,
            "requested_aggregate_retention": 2500,
            "requested_per_claim_limit": 3000000
        }
    ]
}

Utilizing the Company ID

The company_id is the unique identifier representing the applicant. This unique identifier must be referenced if you are requesting additional quote options after the initial request, or if you’re requesting quotes for other insurance products for the same applicant/company. Otherwise, you will encounter a BOR block which is detailed here

Our 5 digit company_id can also be used by your broker to access their quotes via our Broker Platform.

After logging in with your broker's account, you can append thecompany_id in our API response to our Broker Platform link:

• Production https://keeprisk.at-bay.com/company/{company_id}
• Demo https://keeprisk-demo.at-bay.com/company/{company_id}

Breaking Down Each Field in the Quotes Array

This array has a one to one relationship for each option in the quotes list of your API request.

aggregate_retention: The API will return the lowest aggregate retention equal to or above the retention requested. So, if the request was for 2500, you may receive 5000 or 10000 depending on the parameters of the quote.

per_claim_limit: If no value is submitted, it will usually match the aggregate limit by default.